FEIB registered total assets of NT$344 billion in 2006, NT$38.3 billion or 13% up from 2005.

1.Deposits
At the end of 2006, FEIB's deposits (including the amounts due to FEIB) amounted to NT$271.8 billion, representing an increase of NT$38.3 billion or 16% from the year earlier.

2.Loans
At the end of 2006, FEIB's loans outstanding amounted to NT$267.7 billion, up NT$13 billion 5% from 2005. Total loans were NT$225.3 billion, up NT$11.1 billion or 5% from the year earlier. Non-performing loan ratio was 2.13%, and the coverage ratio of bad debts was 43.85%.

3.Income
FEIB's operating net income in 2006 was NT$8.165 billion, down NT$1.905 billion from 2005. While credit card and cash card disputes led to a shrinking of unsecured consumer lending business volume, intense price war competition of corporate banking and mortgage loan market caused both the Bank's 2006 net interest income of NT$5.127 billion and net fee income of NT$1.752 billion to decline from the year earlier.

FEIB's provision for possible loss was NT$6.174 billion in 2006, up NT$1.805 billion from that in 2005. After-tax net loss for the year was NT$1.67 billion and net loss per share was NT$0.89.

To cope with credit card and cash card delinquencies and maintain good asset quality, FEIB's provision for possible loss was NT$6.174 billion in 2006 , up NT$1.805 billion from the year earlier. With a non-performing loans ratio of 2.13% and bad-debt coverage ratio at 43.85%, the Bank meets the Financial Supervisory Commission's standards to be recognized as a good-quality bank and stable financial institution. FEIB's total BIS ratio was 8.89%, with Tier I having reached 8.29%.

*: 2003 loans including credit card revolving balance.