為與當代國際標準接軌，遠東商銀於2022年12月5日正式簽署加入赤道原則協會，成為全球性會員銀行之一。遠東商銀將赤道原則精神與授信流程結合，攜手全球有志一同的企業共同落實環境與社會風險管理，並協力夥伴企業達成環境、社會、治理之ESG目標，齊力邁向永續地球，為永續金融貢獻心力。

赤道原則為國際金融機構對環境與社會風險進行辨識、評估與管理的風險管理架構倡議，目標提供盡職治理的最低標準並促進負責任的風險決策。為協助推動企業低碳轉型，遠東商銀在授信原則中明訂授信對象及其資金用途應符合社會公益，對於屬 ESG高風險產業、高碳排產業，建立相關檢核並納入授信評估審核。遠東商銀成為赤道原則會員後，將針對企業授信案件之環境與社會風險，進行ESG因子評估，並於後續定期監測、控管，避免資金用途對環境與社會產生重大風險衝擊。

氣候變遷風險日益嚴峻，成為全人類必須正視的挑戰，其中金融業以中介資金影響力，能成為產業轉型的推力與助力，被各界寄以厚望。近年，遠東商銀將ESG因子與核心業務整合，投資綠色債券、ESG永續債券，上架ESG基金、ESG海外有價證券等商品，積極配合政府政策，致力於帶領夥伴企業與國際接軌，達到創新及綠色轉型。截至2022年9月底，遠東商銀持有綠色債券及永續債券達新臺幣26.4億元，綠色授信及永續連結授信餘額達新臺幣194億元，除承作全臺首座地熱發電廠專案融資，支持綠能發展，並持續以聯貸方式協同金融同業將資金導入永續相關領域，包括主辦跨境永續發展聯貸案。

遠東商銀秉持「誠、勤、樸、慎、創新」的經營理念，致力成為大中華區專業精緻的金融服務公司，於臺灣證券交易所第八屆「公司治理評鑑」名列上市公司組表現前５％之旗艦群，加入赤道原則協會則為遠東商銀發展永續金融的重要進程。未來，遠東商銀將依循國際永續金融之指引與藍圖，不僅致力於自身營運之企業永續發展，亦運用金融專業協力企業夥伴提升產業韌性，朝低碳轉型邁進，追求與所有利害關係人共好的環境與社會。

Far Eastern International Bank Adopts the Equator Principles to Fulfill Sustainable Finance

To align with the international trend and achieve the goal of signing the Equator Principles, Far Eastern International Bank (FEIB) officially joined the Equator Principles Association (EPA) on December 5, 2022, becoming one of the global member banks of the EPA. FEIB will combine the spirit of the Equator Principles with credit extension process and work with business partners to further implement environmental and social risk management, help and support business partners achieve environmental, social and governance (ESG) goals, and work together to achieve sustainable operations and continue to contribute to sustainable finance.

The Equator Principles is a risk management framework initiative for international financial institutions to identify, assess and manage environmental and social risks. The objective is to provide minimum standards of due diligence governance and promote responsible risk decision-making. In order to promote low-carbon transition, FEIB clearly stipulates in its credit extension principles that the borrowers and the use of funds should be beneficial to society. For industries with high ESG risks and high carbon emissions, FEIB has established relevant inspection procedures and included them in the credit assessment review. After FEIB officially signed as a member of the Equator Principles, it will assess the environmental and social risks of corporate credit cases by ESG factor, and regularly monitor and control the subsequent use of funds to avoid material environmental and social risks.

Climate change has posed increasingly severe risks to the society and the economy, which has become a challenge for all human being around the world. Due to the influence of financial intermediary, the financial sector are highly expected by all social circles. In recent year, FEIB has Integrated ESG factor with main business, including green bonds, ESG sustainability bonds, ESG funds and ESG overseas securities, and actively cooperates with government policies, committing to leading partner companies to align with international standards and achieve innovation and industrial transformation. As of the end of September 2022, the outstanding amount of green bonds has reached NTD 2.64 billion, while the outstanding amount of green loans has reached about NTD 19.4 billion. In addition to undertaking the project financing of the first geothermal power plant in Taiwan, supporting the concept of environmental protection, and continuing to lead the industry to jointly introduce funds into sustainability-related fields through syndications, it has hosted one overseas syndication for sustainable development in 2021.

FEIB adheres to its business philosophy of "honesty, diligence, simplicity, prudence and innovation," and strives to become a professional and sophisticated financial institution in Greater China, awarded Top 5% Listed Companies in the 8th (2021) Corporate Governance Evaluation from Taiwan Stock Exchange. The adoption of the Equator Principles is an important milestone in the development of sustainable finance for FEIB. In the future, FEIB will conform to the international guidance and blueprint of sustainable finance, not only continue to focus on the sustainable development of its own operations, but also further utilize financial expertise to assist business partners to enhance industrial resilience, move towards low-carbon transformation, and make concerted efforts for a better society and environment.

Equator Principles Association