Individual Banking Group is in charge of FEIB branch operations and wealth-management business. In addition to the traditional banking services of savings, checking, remittance and foreign exchange, we are dedicated to developing a comprehensive and friendly wealth-management business on the concept of one-stop service that complements our traditional banking services of saving, checking, remittance and foreign exchange.
Individual Banking Group’s core value is based on wealth management and SME financing. In addition to traditional deposits, we also provide SI, MCI, offshore and domestic mutual funds, ETF, offshore stock shares and straight bond. A full range of insurance products namely compulsory insurance, accident insurance, medical insurance, saving insurance, annuity insurance and investment-oriented insurance are offered for portfolio management. With regard to SME servicing, integrated financial solution schemes through financing, cash managing and hedging are provided. Apart from providing customers with deposit, lending, foreign exchange, account receivables, electronic payment and financial hedging services, SME credit guarantee trust fund is another mean of customers’ wealth managing and business growth. Trust takes individual or enterprise’s needs into consideration and hence provide customized trusts e.g. pecuniary, stock share, property and any right-linked trust so as to fulfill trust contracts of trade safety, asset isolation, heritage or charity and along with foreign capital safekeeping and discretionary investment service for customer’s asset-guarding.
Individual Banking Group offers complete one-stop decent service, ranging from branches or ATM to all sorts of virtual channel including phone banking, e&M banking and O2O service, to assist customers in financial trading. Every customer is entitled to manage ones wealth through FEIB service channels and to purchase any financial products and services in any variety of life stage in order to achieve ones investing targets and live happily ever after (happy +).